Documents you ought to give the newest Pag-IBIG office in person:

You may also submit a duplicate of one’s most recent ITR that keeps a BIR stamp. I believe for it you to definitely, you’ll have to see your RDO to acquire stamped.

When you’re a great freelancer or operator, you could potentially complete a duplicate of audited ITR and you may BIR stamp. I did not test this one to given that We was not the person who taken out the loan and that i failed to donate to be co-debtor, but I do believe this will mean providing your most recent ITR, and only to be on the brand new secure side, the bookkeeping instructions, to the RDO.

If you are operating, you may also opt to fill out the formal a month spend slip dated about 90 days ahead of date away from app. Jay chose to fill out about three so you can secure the deal, haha! The guy also filed their COE along with them.

This is certainly for the first step. Pag-IBIG commonly assess your own distribution to test your own qualification to use for a house mortgage.

Once you have filed these files online, you’ll discover an email prompting that purchase the new running commission. We paid Php 1,000. Be easy approval payday loans sure that you print out a duplicate of your verification of commission. You’re going to have to offer which in order to Pag-IBIG , in addition to the almost every other conditions, after you’ve started acceptance to consult with their office by way of current email address or a call.

Here are the files that you should provide Pag-IBIG once you have come asked to submit your documents really:

step one. Every brand spanking new duplicates of your own files you submitted on earliest procedure, except for the new selfie. You ought to likewise have your own ID photocopied.

dos. A copy of Special Energy from Attorney toward representative. (In case your holder is not regarding Philippines)

The price of notarization is determined by the latest assented price of the house specified on your price to sell.

They’re going to along with inquire when deciding to take the photographs with your valid ID again. This time around, it could be their staff who can make shot.

Assessment phase

Just like the dining table officer appears more than your posts and observes no discrepancies, you might be expected to cover assessment fee. I paid back Php dos,000.

We had been informed to attend to own a visit from a single from their employees about your plan of the property assessment. What are the results throughout the house appraisal is they will send representatives to help you examine the house to find out if they suits their standard and you will standards.

It called three days just before they went along to. The new appraisers was indeed from the place because of the 8AM. It went inside, looked the latest dimensions and you will didn’t very talk to united states this much. They simply went around to check always each space in the house.

Upcoming which had been they. We had been informed to go to because of their email address if all of our financing could have been acknowledged or perhaps not recognized; although not, it currently informed us that the household we were seeking to buy was short of 1 meter wide on the conditions.

Loan Rejected

I received a contact of Pag-IBIG officially stating that the latest size of our house don’t fulfill its criteria, and therefore try you to. That has been the conclusion the feel……for now.

I thought submitting a page regarding reconsideration, nevertheless email address clearly stated that we had to handle the latest matter and you may agree to making the called for alter, hence i wouldn’t. Therefore we needed to accept our future and you can progress.

Oh really, at least we have attained a lives experience that we is use in tomorrow and also to illustrate the kids when it’s the turn-to get their house. We were, however, troubled, but we are going to keep our dreams up until i fundamentally discover the set we are able to name home.