I was thinking automatically deduct on bank system?

by the best, they does not matter when your even more is done to the financing and/or c/a good, it’s still prominent protection if its in both one of it. because of the kept. we wouldnt recognize how it works here. (consult with their own again perhaps?)condition 2 = semi-flexi has only step 1 account. so the to minimize your dominating, the money Need borrowing from the bank on property mortgage account (susceptible to LO TnC). one commission made to their c/a bring nothing in connection with their dominant because these accs commonly connected. so the next administrator is actually «korek». =)

In fact having scenariio 1= I asked the brand new officer regarding the old-fashioned loan, she told you perhaps not flexi upcoming advise me best to need other completely flexi plan.

Scen dos= making this «korek» haha. Your setting whatever additional fee in order to mortgage an effective/c usually deduct the main amte to that LO payday loans Notasulga, how about new T&C reported that we have to render advance find and also make most fee. nevertheless the administrator informed me not want as their LO maybe not posting, the brand new LO nonetheless according to research by the old one to, nevertheless the bank system already posting. How does ? I am afraid immediately after finalizing usually regret afterwards, all of the mth must find lender to provide downpayment .

Got to upgrade financial?

.As to why cannot instance completely flexi? If any time generate down-payment needs to inform financial, i wld as an alternative bring totally flexi. Save time.

Heard and additionally Hleong islamic zero locking period, guarantee you could share with united states for folks who got people futher information. Thx.

In reality getting scenariio 1= I inquired the fresh new administrator regarding the traditional mortgage, she said not flexi following recommend me personally best to get most other fully flexi package.

Scen dos= so this is «korek» haha. Your means any additional fee in order to financing a/c tend to subtract the principal amte compared to that LO, how about the newest T&C reported that we should instead bring improve find and then make extra payment. but the manager informed me not want since their LO maybe not revision, the brand new LO nonetheless in line with the old you to, but the bank operating system currently upgrade. Why does ? I’m frightened after signing commonly be sorry for afterwards, all the mth must find lender to offer downpayment .

Reached enhance financial?

.As to the reasons try not to particularly fully flexi? If any big date create down-payment has to revise lender, we wld instead bring fully flexi. Save time.

Heard along with Hleong islamic no securing several months, guarantee you can share with united states for those who got people futher details. Thx.

if or not the semi or full flexi, its just about the same thing. just think of it due to the fact a handbook auto otherwise auto vehicles. large FC or over-keep charges for the benefits compared to so much more toes work at reduced maintaince costs. seemingly talking.

out-of personal perspective, i am going to say go full-flexi if you have the most bucks and when you heading so you can move the money that often.

i’m not entirely yes on UOB’s pratices, however, u is check with new officers what kind of observe to make the extra payment? non-prescription notice, thirty days see ahead etcetera.

Really does anybody using this loan plan. Pls share particular light in my opinion. My top priority ‘s the advance/prepayment. Imagine if mthly cost was RM1k, and i spend RM1.5k most of the mth on mortgage an excellent/c. Does the new RM500 commonly deduct regarding the Dominating amt , then reducing the notice costs?

You to said»No», the extra fee commonly park from the an excellent/c and utilise because the a good mthly payment whenever owed. Find should be supplied to bank if require the excess commission to be deduct the main. She recommend me to use a full flexi mortgage.